Terms of use

The deal, in plain words.

Effective May 14, 2026

Heads up: Speechmark is in public beta. These terms are written in plain language by the founders and govern your use of the app today. We will refine the wording with counsel before opening the app to the general public, but the substance below is what we actually intend to operate by.

0. Who you are agreeing with

Speechmark is provided by ChakraBit Solutions LLP ("ChakraBit", "we", "us"), a limited liability partnership registered in India and operating under the Speechmark name. Our public site is chakrabit.com and you can reach us at hello@speechmark.co.

1. Acceptance

By installing, opening, or using the Speechmark macOS app ("Speechmark", "the app"), you agree to these Terms. If you don't agree, don't use the app.

2. Your license to use Speechmark

When you pay for Speechmark (or use it free during the beta), we grant you a non-exclusive, non-transferable license to install and use the app on Macs that you personally own or control, for your own personal or internal business use. You may not redistribute, sublicense, resell, or reverse-engineer the app, and you may not remove or alter any branding, copyright, or license notices.

3. Acceptable use

Speechmark records audio your Mac can hear. That gives you a lot of responsibility. You agree that:

  • You will only record conversations you are legally allowed to record where you are, where the other participants are, and under the laws that apply to that conversation. This includes single-party and all-party consent rules, wiretapping laws, and workplace-specific rules.
  • You will not use Speechmark to harass, stalk, surveil, blackmail, or otherwise harm anyone, or to capture material you have no right to capture.
  • You will not use Speechmark in any way that violates applicable law or another person's rights.

We do not monitor what you record — we have no way to — and we are not your record-keeper or your lawyer. If something you record causes a legal problem, that problem is yours.

4. Third-party services

Speechmark can optionally use one of several language-model providers to produce summaries: Apple Foundation Models (on-device), a local Ollama server you run yourself, or — bring-your-own-key — Anthropic Claude or OpenAI. When you enable a third-party provider, you are also bound by that provider's terms of service and privacy policy, in addition to ours. We don't control their services and aren't responsible for how they operate, how they price, or what they do with data they receive once it reaches them.

You can read our breakdown of exactly what is sent to each provider on the privacy page.

5. Payment, license keys, and refunds

Speechmark is free to download and use during the public beta. Buying is optional: if you choose to buy, it is a one-time price of US$49 per Mac for founding customers during the beta, rising to US$79 at general availability. Payment is handled by Lemon Squeezy, which acts as merchant of record and handles taxes, card processing, and storage of payment details. We do not see or store your card information. After a successful purchase, we send you a license key by email; that key authorises use on Macs you personally own or control under the license described in section 2.

We offer a 30-day money-back guarantee from the date of purchase, no questions asked. To request a refund, reply to your purchase email or write to hello@speechmark.co. Refunds are issued through Lemon Squeezy back to the original payment method. Once a refund is issued, the corresponding license key is revoked.

6. Beta service

Speechmark is currently in public beta. During the beta the app is free to download and use, with no invitation, waitlist, or account. Because we are still iterating, the beta is provided strictly as-is: features may change, break, or be removed, and builds may be replaced or expire. We may pause or wind down the free public beta on reasonable notice. Buying a license is optional during the beta, as described in section 5.

If you buy a founding-customer license during the beta, we honor that purchase at general availability: your license key keeps working, the price you paid is locked, and you owe nothing further for the app when it leaves beta. This founding-customer price is the price stated in section 5. It is not a discretionary offer, and it is not conditional on providing feedback.

7. No warranty

Speechmark is provided "as is" and "as available", with all faults and without warranty of any kind. Transcription and summarization are imperfect — speakers get misattributed, words get misheard, and summaries can omit or misstate things that matter. Don't rely on a Speechmark output for legal, medical, financial, safety-critical, or other consequential decisions without checking the source recording and using your own judgment.

8. Limitation of liability

To the maximum extent allowed by law, Speechmark and its makers are not liable for indirect, incidental, consequential, special, or punitive damages arising out of your use of the app. Our total aggregate liability to you for any claim related to the app is limited to the amount you paid us for the app in the twelve months before the claim arose, or fifty US dollars, whichever is greater.

9. Updates to these terms

We may update these Terms when the app changes or the law changes. When we do, we'll bump the effective date at the top of this page and call out material changes in the release notes for the version that introduces them. Continuing to use the app after a change means you accept the new Terms.

10. Governing law

These Terms are governed by the laws of India, without regard to conflict-of-laws principles. Any dispute that can't be resolved informally is subject to the exclusive jurisdiction of the courts located in Mumbai, Maharashtra, India.

11. Contact

Questions about these Terms? hello@speechmark.co.